Financial highlights

Second quarter 2007
· Pre-tax operating profits before write-downs were up 21.2 per cent to NOK 3.5 billion (2.9)
· Profits were NOK 2.5 billion (2.4)
· Expenses were reduced to 48.9 per cent of income (51.8)
· Return on equity was 17.2 per cent (19.0)
· The core capital ratio was 7.3 per cent (7.2)

First half 2007
· Pre-tax operating profits before write-downs were up 12.5 per cent to NOK 6.9 billion (6.1)
· Profits were NOK 4.9 billion (4.9)
· Expenses were reduced to 49.2 per cent of income (50.1)
· Return on equity was 17.4 per cent (19.5)
· The core capital ratio was 7.3 per cent (7.2)

2007 Third Quarter Results

Rune Bjerke, President and CEO in DnB NOR, has November 1, 2007 bought 10.000 shares in DnB NOR ASA at a share price of NOK 89,70. After this transaction Rune Bjerke owns 10.064 shares in DnB NOR ASA.

Financial highlights

Third quarter 2007
· Pre-tax operating profits before write-downs were up 9.5 per cent to NOK 3.7 billion (3.4)
· Profit for the period increased by 35.3 per cent to NOK 3.7 billion (2.7)
· Return on equity was 21.8 per cent (18.0)
· Expenses represented 51.3 per cent of income (50.9)
· The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)

January-September 2007
· Pre-tax operating profits before write-downs were up 10.0 per cent to NOK 11.5 billion
(10.5)
· Profit for the period increased by 18.2 per cent to NOK 9.9 billion (8.4)
· Return on equity was 19.8 per cent (18.8)
· Expenses represented 50.1 per cent of income (49.9)
· The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)

Today, DnB NOR ASA has been informed that Heidi M. Petersen will step down from her position on the Board of Directors of DnB NOR ASA. The reason for this is that her positions on the boards of several other Norwegian companies are not easily compatible with the strict requirements in the Financial Institutions Act regarding security for loans to companies with board members who are also board members in DnB NOR ASA. Complete statement on www.newsweb.no Today, DnB NOR ASA has been informed that Heidi M. Petersen will step down from her position on the Board of Directors of DnB NOR ASA. The reason for this is that her positions on the boards of several other Norwegian companies are not easily compatible with the strict requirements in the Financial Institutions Act regarding security for loans to companies with board members who are also board members in DnB NOR ASA. It is a challenging task for large Norwegian listed companies to find board members who fulfil today's strict requirements for expertise and diversity. DnB NOR therefore regrets that attractive members of DnB NOR's governing bodies have to retire due to stipulations in financial legislation.

Johan Nic Vold, vice Chair of the Board of DnB NOR, has today 5/11 bought 1000 shares in DnB NOR ASA at a share price of NOK 86,70. After this transaction, Johan Nic Vold owns 2500 shares in DnB NOR ASA.

DnB NOR Bank ASA has entered into agreements on the sale of 22 bank buildings, thus concluding the sale of the bank's own commercial property portfolio announced in the spring. Complete statement on www.newsweb.no DnB NOR Bank ASA has entered into agreements on the sale of 22 bank buildings, thus concluding the sale of the bank's own commercial property portfolio announced in the spring. The total sales price for the 22 buildings is NOK 3.6 billion. This will give the bank a gain of more than NOK 1.4 billion before tax. As several of the properties in the portfolio are owned by companies, the tax charge will be relatively low. The buildings were sold with an average yield of 5.62 per cent. Parallel to the sales, DnB NOR has entered into new lease agreements for the sold properties with a duration of between seven and ten years. The agreements will imply no significant changes in the bank's operating expenses over the coming years.

Siri Pettersen Strandenes will become a new board member in DnB NOR ASA, succeeding Heidi M. Petersen. Strandenes was elected at the Supervisory Board meeting on 11 December 2007. Complete statement on www.newsweb.no Siri Pettersen Strandenes will become a new board member in DnB NOR ASA, succeeding Heidi M. Petersen. Strandenes was elected at the Supervisory Board meeting on 11 December 2007. The Board of Directors of DnB NOR ASA consists of: · Olav Hytta (chairman) · Johan Nic. Vold (vice-chairman) · Per Hoffmann (board employee representative) · Nina Britt Husebø (board employee representative) · Bjørn Sund (board member) · Jørn O. Kvilhaug (board employee representative) · Bent Pedersen (board member) · Ingjerd Skjeldrum (board employee representative) · Anne Carine Tanum (board member) · Trine Sæther Romuld (board member) · Siri Pettersen Strandenes (board member) Deputies for the employee representatives: · Bjørn Davidsen · Sverre Finstad · Jorunn Løvås · Tor M. Nordvold Read more about the Board of Directors and the new board member on www.dnbnor.com

The Boards of Directors of DnB NOR's employee investment funds today decided to wind up the funds and realise the shares held by the funds in DnB NOR ASA. The funds own a total of 16.8 million shares, representing 1.3 per cent of the total number of DnB NOR shares. A final decision to wind up the funds will be made by the funds' general meeting in February 2008, and the shares will probably be realised during 2008. Complete statement on www.newsweb.no The Boards of Directors of DnB NOR's employee investment funds today decided to wind up the funds and realise the shares held by the funds in DnB NOR ASA. The funds own a total of 16.8 million shares, representing 1.3 per cent of the total number of DnB NOR shares. A final decision to wind up the funds will be made by the funds' general meeting in February 2008, and the shares will probably be realised during 2008. The funds are owned by the Group's employees, who will be paid the value of their holdings when the funds are wound up. DnB NOR has had employee funds since 1997, and allocations have been made to the funds up until 2005 based on the Group's strong financial performance.