Stock and press releases

Financial highlights

Third quarter 2007
· Pre-tax operating profits before write-downs were up 9.5 per cent to NOK 3.7 billion (3.4)
· Profit for the period increased by 35.3 per cent to NOK 3.7 billion (2.7)
· Return on equity was 21.8 per cent (18.0)
· Expenses represented 51.3 per cent of income (50.9)
· The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)

January-September 2007
· Pre-tax operating profits before write-downs were up 10.0 per cent to NOK 11.5 billion
(10.5)
· Profit for the period increased by 18.2 per cent to NOK 9.9 billion (8.4)
· Return on equity was 19.8 per cent (18.8)
· Expenses represented 50.1 per cent of income (49.9)
· The core capital ratio, including 50 per cent of interim profits, was 7.2 per cent (6.7)

Rune Bjerke, President and CEO in DnB NOR, has November 1, 2007 bought 10.000 shares in DnB NOR ASA at a share price of NOK 89,70. After this transaction Rune Bjerke owns 10.064 shares in DnB NOR ASA.

2007 Third Quarter Results

Financial highlights

Second quarter 2007
· Pre-tax operating profits before write-downs were up 21.2 per cent to NOK 3.5 billion (2.9)
· Profits were NOK 2.5 billion (2.4)
· Expenses were reduced to 48.9 per cent of income (51.8)
· Return on equity was 17.2 per cent (19.0)
· The core capital ratio was 7.3 per cent (7.2)

First half 2007
· Pre-tax operating profits before write-downs were up 12.5 per cent to NOK 6.9 billion (6.1)
· Profits were NOK 4.9 billion (4.9)
· Expenses were reduced to 49.2 per cent of income (50.1)
· Return on equity was 17.4 per cent (19.5)
· The core capital ratio was 7.3 per cent (7.2)

Supplementary Information for Investors and Analysts

2007 Third Quarter Results

DnB NOR Boligkreditt AS